Focus Credit Union
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Loans
Loans
The credit union offers all types of loans with low interest rates using the simple interest calculations. Each loan offers easy payments through your employers payroll deduction. Also each loan may be eligible for payment protection plans with credit life insurance and disability insurance.
Loan Application (PDF)
Unsecured Loans

Lines of Credit
Overdraft Protection
Visa and Master Card
Personal Loans
Secured Loans

All secured loans are financed at 100% plus all applicable taxes.

New Automobiles, Trucks and Vans Financed up to 72 months
Used Automobiles, Trucks and Vans Financed up to 60 months
Pre-approved New and Used Auto Loans Financed up to 72 months
New and Used Motorcycles Financed up to 60 months
New and Used Boats, Motors & Trailers Financed up to 60 months
Personal Computers plus software Financed up to 48 months
New and Used Recreational Vehicles Financed up to 84 months
Real Estate Mortgage Loans Financed up to 15 years
Home Equity Lines of Credit Draw periods of 5, 7 & 10 years
Repayments at 5, 7 & 10 years respectively
Account Access
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Current Rates
Loan APR%
Fully Secured (72) 6.50 - 18.00
Fully Secured (60) 6.25 - 18.00
Fully Secured (48) 6.00 - 18.00
Fully Secured (36) 5.75 - 18.00
Fully Secured (24) 5.50 - 18.00
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business credit union