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Calculators
Auto Lease Versus Buy Calculator

When buying a new or used car, people are often faced with the dilemna of whether to lease or buy a vehicle. This calculator will tell you which option is more financially adventageous to you. Just fill in the lease terms on the left, followed by the purchase terms on the right, and then click the "calculate" button to get your results.

Auto Lease vs Buy Calculator
Auto Loan Versus Rebate Calculator

When faced with taking 0% financing from a dealership, or opting for the dealer rebates, sometimes it can be more beneficial to take the rebates. Use this calculator to figure out if getting the dealer rebates and taking advantage of FOCUS's low rates can save you money!

Auto Loan Versus Rebate Calculator
Kids' Savings Calculator

Use this calculator to determine exactly how long it will take to save a certain amount with monthly deposits in an FOCUS savings account.

Kids' Savings Calculator
Loan Calculator

Whatever kind of loan you are considering, use this calculator to figure out your monthly payments on a FOCUS loan. Just plug in the terms, including months, rate, downpayment and purchase price to find out your monthly payments, total number of payments and finance charge.

Loan Calculator
Refinance Calculator

This calculator will show you the bottom line on how to save money by refinancing your loan with FOCUS Credit Union. Just plug in your current financing information on the left, and this calculator will determine exactly how much you can save by refinancing with FOCUS Credit Union. You can't afford to miss this calculator!

Refinance Calculator
Savings Calculator

This calculator lets you know how much you would have to deposit in an FOCUS savings account each month to achieve the total amount you want to save. This also tells you how much you will earn in interest on the savings account, as well as any taxes you may have to pay on the interest.

Savings Calculator

The Credit Union does not guarantee the accuracy of the calculations, and assumes no liability for their inaccuracy.

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Current Rates
Loan APR%
Fully Secured (72) 6.50 - 18.00
Fully Secured (60) 6.25 - 18.00
Fully Secured (48) 6.00 - 18.00
Fully Secured (36) 5.75 - 18.00
Fully Secured (24) 5.50 - 18.00
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