To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

The responsible staff member who is in the process of identifying the prospective member or customer will compare the information gathered with the list issued by the Federal government (OFAC list). The credit union will not establish a formal relationship with the member or customer until after the member or customer has been compared with such lists.

There is a $10.00 minimum deposit in order to open the share/savings account and a $5.00 minimum in order to keep the membership. This account earns attractive dividends computed on the average daily balance and paid monthly and deposits can be added through your employer's payroll deduction.

This account has no monthly fee and earns dividends on a average monthly balance of $400 dividends are paid monthly.  Payroll deduction and direct deposit can be made into this account.  A minimum opening balance is $25.

There is a minimum deposit of $5.00 and there is no minimum or maximum contribution to the account. Dividends are earned based on the average daily balance and is paid monthly. Automatic deposits to this account can be made through your employer's payroll deduction. Each account is disbursed on November 1 by transfer to your regular share/savings account.

This account earns high dividends while providing for the liquidity you might require. Dividends are earned on the average daily balance and are paid monthly. Deposits can be made to this account from your employer's payroll deduction or at the credit union. Transfers from this account to another account or to a third party by preauthorized, automatic or telephone transfer is limited to six per month or no more than three by check.

In order to open a Certificate of Deposit a minimum of $500.00 is required. Interest is compounded on daily basis and can be added back to the certificate or disbursed by a check either monthly or at maturity. Maturities range from 91 days to 36 months.

You can start your own Individual Retirement Account with as little as $100.00 and can use your employer's payroll deduction to make regular deposits to your account. Interest is compounded daily and each IRA enjoys the advantage of tax deferred earnings on the interest earned.